Here liquid assets are those assets which are immediately convertible in to cash without much loss. Ratios simply means one number expressed in term of another. The higher the ratio the more efficient is the use of capital employed. Similarly, comparative performance, recovery performance, cost reduction, productivity and efficiency are vital areas which have … 28 Annual Research Journal of SCMS, Pune Vol. An analysis of key banking indicators of these banks will provide an insight into their soundness in terms of capital adequacy, asset quality maintained, profitability, liquidity and efficiency of their operations. This ratio relates the owner’s/proprietor’s funds with total assets. Interpretations of the graphs also include mean scores obtained by the organization on every aspect / item as calculated. E-Banking is a revolution that changes the banking system around the world. This ratio relates the net assets and the long-term funds. Any information contained within this essay is intended for educational purposes only. A critical conception of ‘accountability’ is developed in this article by teasing out ideas for a critical accountability through a comparison with central post-modern and post-structural accounting models. The case of the European banking sector, Disintermediation in Financial Services: An Empirical Investigation of Indian Banking Sector, A Comparative Study of the Key Banking Indicators of Public and Private Sector Banks in India, Making cross-border retail finance a reality case study: Deutsche Bank PBC S.A. in Poland. Finance The purpose of this paper is the presentation of the characteristics of this voluntary information. This is used for the number of different activities like electronic payments and card transactions where the holder makes payment by using their credit or debit cards. Assets may be defined as total assets fixed assets and tangible assets. *You can also browse our support articles here >. Cross-border activity offers opportunities for financial institutions to boost their sales through unified marketing and client acquisition techniques. Questionnaire will be used as a tool for data collection as it provides the advantages of allowing the respondents to answer at their convenience and faster data collection. Furthermore, the study also found that Agib Bank Ltd only dominated Trust Bank Ltd in terms of EPS and DPS from 2015 to 2017. “W1, W2, W3 …………Wn” represents the weight age given to the variable. Ratio will be calculated from current year figures and it is compared with previous year in order to know the financial performance of the company. The information strategy aimed at the investors which is developed by a lot of european banking institutions consists in the disclosure of voluntary information such as the determination of the income by the way of fair value. It also gives the summary regarding the literature review, methodology using for the research, data collection methods and data analyzing procedures. The regulation is based on management and structure ratios whose intended effects are the prevention of bank failures, as informational asymmetry between depositors, banks and borrowers can cause economic panics. For this purpose one private bank i.e. Company Registration No: 4964706. The researcher will work towards the financial ratios of HSBC bank from the sources of annual reports, financial statements like balance sheet in orer to know the financial position of HSBC bank and analyze the role of internet banking in HSBC by getting the data from the bank customer and employees. E-Banking is more comfortable for the customers and bank. 2.3 significance of liquidity ratio The concept of net profit may be net profits after taxes net profits after taxes plus interest and net profits after taxes plus interest minus tax savings. The ratio equal to the rule of thumb is 2:1. Our academic experts are ready and waiting to assist with any writing project you may have. The case concludes that it is not the behaviour of the customer which is the most important obstacle to cross-border retail banking, but rather the legislative environment of the individual countries. The use of technological, Until recently, the retail banking industry was widely recognised as being predominantly a local activity. This research paper is aimed to analyze and compare the Financial Performance of Axis Bank in five years period and offer suggestions for the improvement of efficiency in the Bank, All figure content in this area was uploaded by Omar Abdi Dahir, All content in this area was uploaded by Omar Abdi Dahir on Sep 30, 2019, The impact of international financial reporting standards (IFRS) on bank loan loss provisioning behavior and bank earnings volatility. model used could be employed on both banks and non-banks financial institutions in terms of financial analysis. That’s make the customer safety banking. This ratio helps to access the ability of business in order to generate the earnings of the business by comparing the expenses and relevant costs during the specific period of time. India; vikas Irish The capital employed provides a test of profitability related to the sources of long-term funds. Reporting about performances raises some other issues: valuation at cost or at fair value, registration versus disclosure. Hence, it forms the basis as one of the importance for taking financial decisions effectively. It takes up Hopwood's [Europ. This article explores cosmopolitan implications associated with the accounting harmonisation project. Japanese and French Accounting Systems. There are many financial books available to elaborate the ratio analysis. “Vertical analysis is an analysis of the current statement by proportional distribution ratio for each statement item relative to total statement”.4 3- Financial ratio. The latter finding suggests that the management team in Agib Bank were more effective than that of Trust Bank in the management of their assets, including loans. Companies and Allied Matters Act 2nd Edition. A comparison of this ratio with similar firms with the industry average and over time would provide sufficient insight into how efficiently the long-term funds of owners and creditors are being used. The subject matter of financial management is of immense interest for every financial analyzer. The main focus of this comparative study is to evaluate and measure the differences in the financial performance of the two dissimilar banking systems (Islamic banking and conventional banking) operating in The Gambia covering the period 2008 to 2017. RATIO ANALYSIS Ratio analysis is used to evaluate various aspects of a company's operating and financial performance such as its efficiency, liquidity, profitability and solvency. Internet banking uses the internet as the delivery channel for conducting banking activity, it is used for the purpose of transferring funds, paying bills, helps to checking and saving account balances, paying mortgages and also help to purchase financial instruments. 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